Category: Investment Strategy


You can actually make money buying penny stocks. Yes, you do not have to have a large amount of money to get started, because the stocks are only $5 and under per share! There are several ways to make money in penny stocks as well. Don’t be afraid of trying them either, take a risk, and you may see huge profits. Before you go out and start buying up some stocks, you might want to learn a thing or two first.

You always have to take risks in life, if you want to get anywhere that is. Without taking a risk, you will never know. So why not try it and see. Now, don’t put all of your money in one stock, that is a sure fire way to loose it all. Start out with a little bit at a time, and diversify your money in different stocks. Yes, penny stocks are very volatile, but that also means you have a great chance to make some huge profits. However, before you even put your hard earned cash into the stock market, you should practice first.

Practice with fake paper money. Play the stock market simulators until you can consistently make profits. You can find a lot of them that come with your online penny stocks broker. This will take a long time, but keep practicing. And be aware of your emotions, because they will change when the time comes for you to use real money. So resist the urge to use real money for as long as possible, this will help you from loosing all of your money.

To make money with penny stocks you can day trade them or you can look for those gems, or both. A lot of people day trade penny stocks, because it can be difficult to find gems, because penny stocks are usually brand new company and there is no history yet. Plus, when you day trade you can make money today instead of several years down the road. However, you can find some gems in penny stocks, you just have to really research a company, and maybe don’t go after the brand spanking new companies. You might want to try your hand at both, with a lot of work and a little bit of lucky, you may strike it rich!

The Bonds of My Choice

I am what you would call an adventurer. Yes I am that, and you might even add risk taker and even gambler as proper descriptions for me. That is all because I love to take on challenges that are seemingly impossible to overcome, or at least give little chance to the one who accepts the challenge. The kind of challenge that I am taking on right now could actually cause some genuine concern, because it is all about my financial standing and how it could be better. The risk here is because I am about to foray into the world of investing, stocks, and things like that. Surely, it is not something that’s considered easy because of the overall economic situation. The global financial crisis that hit a few years back is still slightly felt. It is therefore understandable that any move involving finances would be considered as a bit of a risk.

Since I do relish challenges, I still decided to go into investing, especially since I know that the rewards would be great if I am successful in it. Bond funds are particularly popular as of now, so I chose to go right into closed end municipal bond fund. The popularity of it did play a part in my selection, but I also do know that there is a good chance of success. Closed end bond funds possess a versatility that appeals even to those new to investing like me.  Though many are shorting bonds because the investment bonds rates are so low, many believe the values should drop going forward, I believe people are still uncertain about investments and only know to flee to bonds.

Those who are in a high tax bracket could make use of it as it is available in both taxable and non taxable forms. And if everything goes right, the returns would; be pretty good. Once everything works out in my venture into closed end bond funds, I am planning on also investing in
copper ETF in Canada
, which is also turning out to be pretty lucrative.

What kind of investor are you?  Active Investor or Passive Investor?  Knowing and understanding yourself, what your goals are, makes it so much easier to make money.  “Know Thyself” and you will know where your money belongs.  This is the first step to becoming a successful investor.  It is also advice that Warren Buffett completely agrees with.


Active Investors make the time and commitment to invest their money.  These are the people that will watch their money on a daily basis.  Sometimes these people will watch money all day long and others just spend a few minutes a day watching their money.  Either way this is the type of investor that makes a ton of money off their time and commitment.


Passive Investors are investors that give their money to someone else like a Financial Advisor to watch their money.  Many people like to do this because this is the only way that they know.  It makes them feel safe and secure with their money.  They are taught that giving their money to a Financial Advisor steadily for a few decades is the smart thing to do and it will allow them to retire comfortably.  What many do not know is that this is no longer the case.  The typical Financial Advisor/Retirement Plan system was set up on a system that no longer works.  It is a system of work for one or two employers for 30 years and then have a happy retirement.  In today’s world the average person keeps a job for about 5 years and then moves on.  So does their money.  We also live in a world where the dollar is dropping value and expenses are rising.  Just look at gas and food.  Robert Kiyosaki says, “Having a Financial Advisor between you and your money is like having preacher between you and God.”


In America we are lacking in education and lacking in financial education.

The author invites you to learn about stock buying, investing, and implementing unique business ideas.

Some of the best investing advice does not come from a super successful investor.  It comes from a little known poet and philosopher that changed the world with new ideas.  The advice comes from Ralph Waldo Emerson, he said this:


“As to methods there may be a million and then some, but principles are few.  The man who grasps the principles can successfully select his own methods.  The man who tries the methods, ignoring principles, is sure to have trouble.”


To examine this statement and see if it is true let’s go to Wall Street.  If you look at the typical Wall Street investor you will see that they are working extremely hard.  They put in anywhere from 70-90 hours per week and many reach the brim of a mental breakdown.  They spend all of their time working, chasing methods and attempting to make the next million or billion.  There is always a new method to make more money.  The goal is to accumulate as much money as possible and as quickly as possible.  The appropriate term would be a ‘Methods Investor’.


Next we have the other side of the spectrum.  If we look at some of the most uber successful investors we will see that they do not spend much of their time on Wall Street.  In fact, many of them recommend staying away from Wall Street.  These are ‘Principles Investors’.  They invest in sound, basic principles that gives them a foundation and guidelines for investing.  The poster child for the ‘Principles Investor’ is Warren Buffett.  Because he has this foundation and sticks to this he has became one of the wealthiest people in the world.  Once they master their principles they can invest and still make tons of money without spending to much of their time investing.  They have control of their time and money.  A great way to describe a Principles investor is an investor that controls his money.  A Methods Investor is more of a person that is controlled by his money.

The author would like to invite you to learn more about the secrets of stock buying, investing and unique business ideas.